Voluntary Employee Benefits

 

Shopping for health insurance is a time-consuming and frustrating task. The Business Processing Outsourcer (BPO) spends a great deal of resources in finding cost-effective, comprehensive medical and dental plans. The plans offered are typically PPO (Preferred Provider Organization), HMO (Health Maintenance Organization), POS (Point-of-Service) or a combination of the three. By pooling its employees in one group, the BPO is able to spread its medical claims over a larger premium base. This means much lower annual rate increases, compared to those suffered by small businesses. 

Health insurance is only one of many benefits the typical BPO offers. Other benefits may include:

Health/Dental/Vision Insurance

• HMO Plan(s)

• PPO Plan(s)

• INDEMNITY Plan(s)

Federal Credit Union

• ATM and POS Access

• Checking accounts with low or no monthly fees

• Vehicle Loans

• Real Estate Loans

• IRA and Money Market Accounts

Direct Deposit

• Any Banking Institution

Entertainment Discount

• Amusement Parks

• Theaters

• Fun Zones

401(k) Retirement Plan

• Investment Options by the Morgan Stanley / Dean Witter

• Fourteen Investment Accounts Ranging From Conservative to Aggressive

• Ability to Change Investment Mix Anytime

• Plan(s) Allow Rollovers From Existing Plans or Employers

• Plan(s) Has Portability Feature

Prepaid Legal Services

Preventive Legal

• Unlimited Telephone Consultants for Personal and Business Questions

• Personal Letter

• Personal Contract and Updates

• Will Preparation and Updates

Motor Vehicle Legal Services

• Traffic Violation Representation

• Defense Of Criminal Charges Resulting From Operation Of Moving Vehicle

• Counsel On Suspended License, Personal Injury And Property Damage

IRS Audit Legal Services

• Professional Services From Your Provider Attorney For Audit Representation

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